||Trying to compare health insurance options available today. Change the green cells to compare the cost differences. Keep in mind this spreadsheet currently assumes a 0% return on the HSA balances. An HSA is also generally more cost-effective after the first year, since remaining balances roll forward (in essence, the HSA's leftover pre-tax money earns interest and effectively lowers your overall cost when compared to a PPO where no balance is kept).
PPO HSA health gregula
290 days ago