Overlap Calculation

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	Month	Year	As of
Expenses	1195.5833333333333 £1,195	14347	2006-06-05
Expenses to allow for	1195.5833333333333 £1,195	14347
Monthly pay (net of pension extra)	1670	20040
Disposable	474.4166666666667 £474	5693

Mortg over rent	120

6 mo exp	7173.5
6 mo mortg over rent	720
	7893.5 £7,893
		14 mo:
Overlap	165.58333333333331 £165	2318.1666666666665 £2,318

					Saving
Month	Storage	Housing	Month total	Total so far	3120 £3,120
1	110	850	960	960	2160 £2,160
2	220	850	1070	2030	1090 £1,090
3	220	850	1070	3100	20 £20

So, completion
20-08-2006	3000	0.20	600		0
20-09-2006	3000	0.50	1500		0
20-10-2006	2500	0.15	375		1000	150
20-11-2006	2000	0.10	200		2000	200
20-12-2006	1500	0.05	75		3000	150
			2750			500

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		none		1,234 1,234.56 $1,234 $1,234.56		1234 1234.56 25% 25.35%		Currency symbol: Decimal places:

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